ANNEX I TEMPLATE FOR THE KEY INFORMATION DOCUMENT
PRIIP manufacturers shall comply with the section order and titles set out in the template, which however does not fix parameters regarding the length of individual sections and the placing of page breaks, and is subject to an overall maximum of three sides of A4-sized paper when printed.
Key Information Document |
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Purpose |
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This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. |
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Product [Name Of Product] [Name Of PRIIP manufacturer] [where applicable ISIN or UPI] [website for PRIIP manufacturer] Call [telephone number] for more information [date of production of the KID] |
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[Alert (where applicable) You are about to purchase a product that is not simple and may be difficult to understand] |
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Product |
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What is this product? Type Objectives Intended retail investor [Insurance benefits and costs] |
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What are the risks and what could I get in return? |
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Risk Indicator |
Description of the risk-reward profile Summary Risk Indicator SRI template and narratives as set out in Annex III, including on possible maximum loss: can I lose all invested capital? Do I bear the risk of incurring additional financial commitments or obligations? Is there capital protection against market risk? |
Performance Scenarios |
Performance Scenario templates and narratives as set out in Annex V including where applicable information on conditions for returns to retail investors or built-in performance caps, and statement that the tax legislation of the United Kingdom may have an impact on actual payout |
What happens if [PRIIP Manufacturer] is unable to pay out? Information on whether there is a guarantee scheme, the name of the guarantee or investor compensation scheme operator, including the risks covered and those not covered. |
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What are the costs? |
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Costs over time |
Template and narratives according to Annex VII |
Composition of Costs |
Template and narratives according to Annex VII Narratives on information to be included on other distribution costs |
How long should I hold it and can I take money out early? Recommended [required minimum] holding period is? Information on whether one can disinvest before maturity, the conditions on this, and applicable fees and penalties if any. Information on the consequences of cashing-in before the end of the term or before the end of the recommended holding period. |
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How can I complain? |
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Other relevant information |
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