Related provisions for MCOB 11.6.29
This table belongs to BIPRU 3.4.50 R.
1 |
2 |
3 |
4 |
5 |
6 |
|
20% |
50% |
100% |
100% |
150% |
150% |
Table of modified cross-references to other rules.
This table belongs to MCOB 9.3.1 R.
Subject |
Rule or guidance |
Reference in rule or guidance |
To be read as a reference to: |
Variations |
MCOB 5.1.3R(2) |
MCOB 7 |
|
Part of loan not an equity release transaction2 2 |
MCOB 5.1.9G |
MCOB 5.6.6R(2) |
MCOB 9.4.6R(2) |
Waiver of provisions |
MCOB 5.1.10G |
MCOB 5.6 |
MCOB 9.4. |
Purpose |
MCOB 5.2.1G |
MCOB 5 |
|
Applying for a lifetime mortgage2 2 |
MCOB 5.3.2G |
||
4Messages to be given when providing information on equity release transactions |
MCOB 4.4A.1R (1), MCOB 4.4A.2 R and MCOB 4.4A.4R (1), each as applied by MCOB 8.3.1 R in modified form |
||
4Messages to be given when customer requests an execution-only sale |
|||
MCOB 9 Annex 1 R for a lifetime mortgage; MCOB 9 Annex 2 R for a home reversion plan. |
|||
MCOB 5.4.24G |
MCOB 5.6.74R |
||
4Provision of illustrations: timing |
MCOB 4.8A.14R (1), (2) or (3) |
||
Issue of offer document in place of illustration |
MCOB 5.5.3G |
||
Customer's credit record |
MCOB 5.5.16R |
MCOB 5.5.15R(4) |
MCOB 9.3.12R(3) |
This table belongs to BIPRU 5.4.34 R.
Credit quality step with which the credit assessment of the debt security is associated |
Residual Maturity |
Volatility adjustments for debt securities issued by entities described in BIPRU 5.4.2 R (2) |
Volatility adjustments for debt securities issued by entities described in BIPRU 5.4.2 R (3) and (4) |
||||
20 day liquidation period (%) |
10 day liquidation period (%) |
5 day liquidation period (%) |
20 day liquidation period (%) |
10 day liquidation period (%) |
5 day liquidation period (%) |
||
1 |
≤ 1 year |
0.707 |
0.5 |
0.354 |
1.414 |
1 |
0.707 |
> 1 ≤ 5 years2 |
2.828 |
2 |
1.414 |
5.657 |
4 |
2.828 |
|
> 5 years |
5.657 |
4 |
2.828 |
11.314 |
8 |
5.657 |
|
2–3 |
≤ 1 year |
1.414 |
1 |
0.707 |
2.828 |
2 |
1.414 |
> 1 ≤ 5 years |
4.243 |
3 |
2.121 |
8.485 |
6 |
4.243 |
|
> 5 years |
8.485 |
6 |
4.243 |
16.971 |
12 |
8.485 |
|
4 |
≤ 1 year |
21.213 |
15 |
10.607 |
N/A |
N/A |
N/A |
> 1 ≤ 5 years |
21.213 |
15 |
10.607 |
N/A |
N/A |
N/A |
|
> 5 years |
21.213 |
15 |
10.607 |
N/A |
N/A |
N/A |
This table belongs to BIPRU 5.4.34 R.
Credit quality step with which the credit assessment of a short term debt security is associated |
Volatility adjustments for debt securities issued by entities described in BIPRU 5.4.2 R (2) with short-term credit assessments |
Volatility adjustments for debt securities issued by entities described in BIPRU 5.4.2 R (3) and (4) with short-term credit assessments |
||||
20 day liquidation period (%) |
10 day liquidation period (%) |
5 day liquidation period (%) |
20 day liquidation period (%) |
10 day liquidation period (%) |
5 day liquidation period (%) |
|
1 |
0.707 |
0.5 |
0.354 |
1.414 |
1 |
0.707 |
2–3 |
1.414 |
1 |
0.707 |
2.828 |
2 |
1.414 |