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(1) (except in ICOB) a firm which is:21
1. (i) a long-term insurer;21
2. (ii) a friendly society;21
3. (iii) the operator of a regulated collective investment scheme or an investment trust savings scheme. 21
(2) (in ICOB) in relation to a non-investment insurance contract, an insurer not acting as an insurance intermediary.21

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