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To access the FCA Handbook Archive choose a date between 1 January 2001 and 31 December 2004.

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  1. Point in time
    2018-07-20

savings account

144an account, other than an account relating to a structured deposit, held for a banking customer:(a) on terms that interest or a dividend is to be paid on money standing to the credit of the account; and(b) which is not used for the execution of day-to-day payment transactions to third parties.