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article 3(1)(b) credit agreement

118a credit agreement:

  1. (a) under which the person to whom the credit is provided is a consumer,
  2. (b) the purpose of which is to acquire or retain property rights in land or in an existing or projected building; and
  3. (c) which is not an MCD regulated mortgage contract.

[Note: articles 3(1)(b) and 4(3) of the MCD]