Reset to Today

To access the FCA Handbook Archive choose a date between 1 January 2001 and 31 December 2004.

Content Options:

Add to favourites

View Options:

More Resources:

External link Handbook Publications

Alternative versions

  1. Point in time
    2019-12-20

article 3(1)(b) credit agreement

118a credit agreement:

  1. (a) under which the person to whom the credit is provided is a consumer,
  2. (b) the purpose of which is to acquire or retain property rights in land or in an existing or projected building; and
  3. (c) which is not an MCD regulated mortgage contract.

[Note: articles 3(1)(b) and 4(3) of the MCD]