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To access the FCA Handbook Archive choose a date between 1 January 2001 and 31 December 2004.

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  1. Point in time
    2018-10-03

cost of credit

157any costs, including interest, commission, taxes and any other kind of fees which are required to be paid by or on behalf of the borrower or a relative of the borrower in connection with the credit agreement, whether payable to the lender or to any other person, and which are known to the lender, except for notarial costs.