Reset to Today

To access the FCA Handbook Archive choose a date between 1 January 2001 and 31 December 2004.

Content Options:

Content Options

View Options:


You are viewing the version of the document as on 2021-09-01.

Timeline guidance

Alternative versions

  1. Point in time
    2021-09-01

authorised non-business overdraft agreement

107a borrower-lender agreement which provides authorisation in advance for the borrower to overdraw on a current account, where:

  1. (a) the credit must be repaid on demand or within three months;
  2. (b) the agreement is not entered into by the borrower wholly or predominantly for the purposes of the borrower's business.