credit-related regulated activity

(1) (except in FEES)175 151(in accordance with section 22 of the Act (the classes of activity and categories of investments)) any of the following activities specified in Part 2 or 3A of the Regulated Activities Order (Specified Activities):

1. (a) entering into a regulated credit agreement as lender (article 60B(1));
2. (b) exercising, or having the right to exercise, the lender's rights and duties under a regulated credit agreement (article 60B(2));
3. (c) credit broking (article 36A);
4. (d) debt adjusting (article 39D(1) and (2));
5. (e) debt counselling (article 39E(1) and (2));
6. (f) debt collecting (article 39F(1) and (2));
7. (g) debt administration (article 39G(1) and (2));
8. (h) entering into a regulated consumer hire agreement as owner (article 60N(1));
9. (i) exercising, or having the right to exercise, the owner's rights and duties under a regulated consumer hire agreement (article 60N(2));
10. (j) providing credit information services (article 89A);
11. (k) providing credit references (article 89B);
12. (l) operating an electronic system in relation to lending (article 36H), but (other than in FEES and SUP) only insofar as it relates to a borrower or prospective borrower under a P2P agreement168;
13. (m) agreeing to carry on a regulated activity (article 64) so far as relevant to any of the activities in (a) to (l);

which is carried on by way of business and relates to a specified investment applicable to that activity or, in the case of (j) and (k), relates to information about a person's financial standing.(2) (in FEES) (in accordance with section 22 of the Act (the classes of activity and categories of investments)) any of the following activities specified in Part 2 or 3A of the Regulated Activities Order (Specified Activities):175

1. (a) the activities in (1)(a) - (m); and175
2. (b) advising on regulated credit agreements for the acquisition of land (article 53DA);175

which is carried on by way of business and relates to a specified investment applicable to that activity or, in the case of (j) and (k) listed in (1), relates to information about a person's financial standing.175