annual percentage rate of charge
- 102(1) (in CONC App 1.1) the rate of the total charge for credit (calculated in accordance with CONC App 1.1.7 R).
- (2) (in CONC App 1.2) the rate of the total charge for credit (calculated in accordance with CONC App 1.2.4 R), expressed as an annual percentage of the total amount of credit.