normally based

22(in ICOB ) (in relation to a vehicle):

1. (a) the territory of the EEA State of which the vehicle bears a registration plate; or
2. (b) in cases where no registration is required for the type of vehicle, but the vehicle bears an insurance plate or a distinguishing sign analogous to a registration plate, the territory of the EEA State in which the insurance plate or the sign is issued; or
3. (c) in cases where neither registration plate nor insurance plate nor distinguishing sign is required for the type of vehicle, the territory of the EEA State in which the keeper of the vehicle is permanently resident.

[Note: article 1(4) of Directive 72/166/EC (First Motor Insurance Directive)]