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licensee

      1. 107(1) (in DISP 2 - 4 and FEES 5) a person who is not a firm23 but who23 is:
        1. (a) covered by a standard licence under the Consumer Credit Act 1974 (as amended); or
        1. (b) authorised to carry on an activity by virtue of section 34(A) of that Act.
      1. (2) (in DISP 1) a person within (1)(a) above23;23

    and expressions23 in that Act have the same meaning in this definition.