combined initial disclosure document (CIDD)

25information about the scope and nature of the services offered by a firm in relation to

1. (a) a combination of two or more of the following:26
   1. (i) packaged products;26
   2. (ii) non-investment insurance contracts;26
   3. (iii) regulated mortgage contracts;26
   4. (iv) regulated lifetime mortgage contracts; or26
2. (b) a combination of two or more of the following:26
   1. (i) stakeholder products; 26
   2. (ii) regulated lifetime mortgage contracts; 26
   3. (iii) regulated mortgage contracts; 26
   4. (iv)26 non-investment insurance contracts.