specified investment

any of the following investments specified in Part III of the Regulated Activities Order (Specified Investments):

1. (a) deposit (article 74);
2. (aa) electronic money (article 74A);
3. (b) contract of insurance (article 75); for the purposes of the permission regime, this is sub-divided into:
   1. (i) general insurance contract;
   2. (ii) long-term insurance contract;
   and then further sub-divided into classes of contract of insurance;
4. (c) share (article 76);
5. (d) debenture (article 77);
6. (e) government and public security (article 78);
7. (f) warrant (article 79);
8. (g) certificate representing certain securities (article 80);
9. (h) unit (article 81);
10. (i) stakeholder pension scheme (article 82(1));
11. (ia) personal pension scheme (article 82(2));
12. (iab) pension scheme which provides safeguarded benefits (article 82(3)) (but only in relation to advising on conversion or transfer of pension benefits));167
13. (j) option (article 83); for the purposes of the permission regime, this is sub-divided into:
    1. (i) option (excluding a commodity option and an option on a commodity future);
    2. (ii) commodity option and an option on a commodity future;
14. (k) future (article 84); for the purposes of the permission regime, this is sub-divided into:
    1. (i) future (excluding a commodity future and a rolling spot forex contract);
    2. (ii) commodity future;
    3. (iii) rolling spot forex contract;
15. (l) contract for differences (article 85); for the purposes of the permission regime, this is sub-divided into:
    1. (i) contract for differences (excluding a spread bet and a rolling spot forex contract);
    2. (ii) spread bet;
    3. (iii) rolling spot forex contract;
16. (m) underwriting capacity of a Lloyd's syndicate (article 86(1));
17. (n) membership of a Lloyd's syndicate (article 86(2));
18. (o) funeral plan contract (article 87);
19. (oa) regulated mortgage contract (article 61(3);
20. (ob) home reversion plan (article 63B(3));
21. (oc) home purchase plan (article 63F(3));
22. (od) regulated sale and rent back agreement (article 63J(3));
23. (oe) emissions auction products (article 82A);
24. 122(of) credit agreement (article 88D) for the purposes of the permission regime with respect to the regulated activities of entering into a regulated credit agreement as lender and exercising, or having the right to exercise, the lender's rights and duties under a regulated credit agreement, this is sub-divided into:
    1. (i) a credit agreement (excluding high-cost short-term credit, a home credit loan agreement and a bill of sale loan agreement);
    2. (ii) high-cost short-term credit;
    3. (iii) a home credit loan agreement;
    4. (iv) bill of sale loan agreement;
    and this has effect as if the reference to a credit agreement includes a reference to an article 36H agreement within the meaning of article 36H (4) of the Regulated Activities Order;
25. 122(og) consumer hire agreement (article 88E);
26. (p) rights to or interests in investments (article 89).