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    2012-02-14

SUP App 1.6 Changing prudential category after authorisation

SUP App 1.6.1G

A firm's prudential category may change in the following circumstances:

  1. (1)

    A variation in the firm's permission may, in some cases, lead to an automatic change in the firm's prudential category or sub-category because of the way those categories are defined. For example, if an investment management firm is granted permission to accept deposits, it may become a bank and cease to be an investment management firm. Figures 1 and 2 may be used, even if a firm's permission is varied after commencement. They should enable a firm to determine whether any variation in its permission will lead to a change in prudential category.

  2. (2)

    The FSA may vary the firm's permission and thereby require a firm to comply with the rules applicable to a different prudential category, either through using its own-initiative power or on the application of the firm.

SUP App 1.6.2G

A firm should notify the FSA immediately if it believes that its prudential category or sub-category has changed (see SUP 15.3.8 G (1)(g)), or if there has been an expansion or reduction in its business that could be relevant to its prudential categorisation or sub-categorisation (see SUP 15.3.8 G).