1. (1)

   1This sourcebook sets out rules and guidance in the service of the FCA’s purpose under Part 8B of the Act of seeking to ensure reasonable provision of cash access services in the UK or a part of the UK.

2. (2)

   The purpose in (1) includes seeking to ensure reasonable provision of cash access services which are free of charge in relation to relevant personal current accounts.

1. (1)

   1This sourcebook applies as described in its rules.

2. (2)

   The rules in this sourcebook are made under the FCA’s powers in section 131V (as well as section 137T, as applied by section 131V, and section 138D) of the Act. GEN 2.2.17R is accordingly not applicable.

1 ATCS 1.2.3R applies to the entire ATCS sourcebook. This means that where a designated firm is designated in relation to only part of the UK, it will not, for example, be required by any rules in the sourcebook to:

1. (1)

   make any notifications in relation to areas outside that part;

2. (2)

   undertake cash access assessments for areas outside that part;

3. (3)

   provide required cash access services outside that part; or

4. (4)

   publish any information for areas outside that part.

1The effect of ATCS 1.2.5R is that where, for example, a designated firm is required to give notification under ATCS 2.1.1R of a relevant closure of one of its cash access facilities in Great Britain to another designated person, it must give that notification to a designated person who is designated in relation to the UK or Great Britain.

1References to ‘businesses’ in this sourcebook should be interpreted broadly, to include, for example, charity shops.

1. (1)

   1Designated persons should comply with all applicable data protection legislation.

2. (2)

   Designated persons should refer to data protection legislation to establish what constitutes ‘personal data’.

1This sourcebook contains various rules requiring designated persons to publish information in an easily accessible place on their websites. The FCA would view the information as ‘easily accessible’ if the information, or a link to the webpage(s) on which the information is published, is prominently displayed:

1. (1)

   in the case of a designated firm, on its (or the relevant brand’s) homepages for relevant current accounts; and

2. (2)

   in the case of a designated coordination body, on a homepage dealing with its role in relation to access to cash.

1See SUP 16.32 for rules and guidance on regular data reporting by designated firms on access to cash.

1When undertaking activities in connection with this sourcebook, a designated person should continue to follow any other legal or regulatory requirements as applicable, including equality and anti-discrimination law, consumer protection law, competition law and other Handbook provisions.