Reset to Today

To access the FCA Handbook Archive choose a date between 1 January 2001 and 31 December 2004.

Content Options:

Content Options

View Options:


You are viewing the version of the document as on 2023-05-26.

Alternative versions

  1. Point in time
    2023-05-26

Chapter 5 Common and secure open standards of communication

Section 1 General requirements for communication

Article 28 Requirements for identification

  1. (1)

    Payment service providers shall ensure secure identification when communicating between the payer’s device and the payee’s acceptance devices for electronic payments, including but not limited to payment terminals.

  2. (2)

    Payment service providers shall ensure that the risks of misdirection of communication to unauthorised parties in mobile applications and other payment services users’ interfaces offering electronic payment services are effectively mitigated.