Article 16 Low-value transactions

Payment service providers shall be allowed not to apply strong customer authentication, where the payer initiates a remote electronic payment transaction provided that the following conditions are met:

1. (a)

   the amount of the remote electronic payment transaction does not exceed £25; and

2. (b)

   the cumulative amount of previous remote electronic payment transactions initiated by the payer since the last application of strong customer authentication does not exceed £85; or

3. (c)

   the number of previous remote electronic payment transactions initiated by the payer since the last application of strong customer authentication does not exceed five consecutive individual remote electronic payment transactions.