Related provisions for MIPRU 4.2F.51

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To access the FCA Handbook Archive choose a date between 1 January 2001 and 31 December 2004 (From field only).

The application of value adjustments to either the secured or the unsecured component of an exposure secured on residential property may be illustrated on the basis of a £110,000 loan on a property valued at £100,000, where £80,000 of the loan is secured, £30,000 of the exposure is unsecured and a value adjustment of £20,000 is taken.(1) Value adjustment applied to unsecured component:(a) Value adjustment of £20,000 taken on £30,000 unsecured exposure.(b) Value adjustment exceeds