regulated activity

(A) in the PRA Handbook:120

1. (a) accepting deposits (article 5);
2. (aa) issuing electronic money (article 9B);
3. (b) effecting contracts of insurance (article 10(1));
4. (c) carrying out contracts of insurance (article 10(2));
5. (d) dealing in investments as principal (article 14);
6. (e) dealing in investments as agent (article 21);
7. (ea) bidding in emissions auctions (article 24A);109
8. (f) arranging (bringing about) deals in investments (article 25(1));
9. (g) making arrangements with a view to transactions in investments (article 25(2));
10. (ga) arranging (bringing about) regulated mortgage contracts (article 25A(1));14 17
11. (gb) making arrangements with a view to regulated mortgage contracts (article 25A(2));1417
12. (gc) arranging (bringing about) a home reversion plan (article 25B(1));42
13. (gd) making arrangements with a view to a home reversion plan (article 25B(2));42
14. (ge) arranging (bringing about) a home purchase plan (article 25C(1));42
15. (gf) making arrangements with a view to a home purchase plan (article 25C(2));42
16. (gg) operating a multilateral trading facility (article 25D);61
17. (gga) operating an organised trading facility (article 25DA);247
18. (gh) arranging (bringing about) a regulated sale and rent back agreement (article 25E(1));76
19. (gi) making arrangements with a view to a regulated sale and rent back agreement (article 25E(2));76
20. (h) managing investments (article 37);
21. (ha) assisting in the administration and performance of a contract of insurance (article 39A);17
22. (i) safeguarding and administering investments (article 40); for the purposes of the permission regime, this is sub-divided into:
    1. (i) safeguarding and administration of assets (without arranging);
    2. (ii) arranging safeguarding and administration of assets;
23. (j) sending dematerialised instructions (article 45(1));
24. (k) causing dematerialised instructions to be sent (article 45(2));
25. (l) establishing, operating or winding up a collective investment scheme (article 51(1)(a)); for the purposes of the permission regime, this is sub-divided into:
    1. (i) establishing, operating or winding up a regulated collective investment scheme;
    2. (ii) establishing, operating or winding up an unregulated collective investment scheme;
26. (m) acting as trustee of an authorised unit trust scheme (article 51(1)(b));
27. (ma) acting as the depositary of an authorised contractual scheme (article 51(1)(bb));118
28. (n) acting as the depositary or sole director of an open-ended investment company (article 51(1)(c));
29. 122(na) managing a UCITS (article 51ZA);
30. 122(nb) acting as trustee or depositary of a UCITS (article 51ZB);
31. 122(nc) managing an AIF (article 51ZC);
32. 122(nd) acting as trustee or depositary of an AIF (article 51ZD);
33. 122(ne) establishing, operating or winding up a collective investment scheme (51ZE).
34. (o) establishing, operating or winding up a stakeholder pension scheme (article 52(a)40);
35. (oa)61 providing basic advice on stakeholder products61 (article 52B);28
36. (ob) establishing, operating or winding up a personal pension scheme (article 52(b));40
37. (p) advising on investments (article 53); for the purposes of the permission regime, this is sub-divided into:147
    1. (i) advising on investments (except pension transfers and pension opt-outs);
    2. (ii) advising on pension transfers and opt-outs;147147
38. (pa) advising on regulated mortgage contracts (article 53A); 1417
39. 42(pb) advising on a home reversion plan (article 53B);
40. 42(pc) advising on a home purchase plan (article 53C);
41. (pd) advising on a regulated sale and rent back agreement (article 53D);76
42. (q) advising on syndicate participation at Lloyd's (article 56);
43. (r) managing the underwriting capacity of a Lloyd's syndicate as a managing agent at Lloyd's (article 57);
44. (s) arranging deals in contracts of insurance written at Lloyd's (article 58);
45. (sa) entering into a regulated mortgage contract (article 61(1));1417
46. (sb) administering a regulated mortgage contract (article 61(2)); 1417
47. 42(sc) entering into a home reversion plan (article 63B(1));
48. 42(sd) administering a home reversion plan (article 63B(2));
49. 42(se) entering into a home purchase plan (article 63F(1));
50. 42(sf) administering a home purchase plan (article 63F(2));
51. (sg) entering into a regulated sale and rent back agreement (article 63J(1));76
52. (sh) administering a regulated sale and rent back agreement (article 63J(2));76
53. (si) meeting of repayment claims (article 63N(1)(a));77
54. (sj) managing dormant account funds (including the investment of such funds) (article 63N(1)(b));77
55. (t) entering as provider into a funeral plan contract (article 59);

(B) in the FCA Handbook:120(in accordance with section 22 of the Act (Regulated activities))190 the activities specified in Part II (Specified activities), Part 3A (Specified activities in relation to information) and Part 3B (Claims management activities in Great Britain) of the Regulated Activities Order,190 which are, in summary:147

1. (a) accepting deposits (article 5);125
2. (aa) issuing electronic money (article 9B);125
3. (b) effecting contracts of insurance (article 10(1));125
4. (c) carrying out contracts of insurance (article 10(2));125
5. (ca) insurance risk transformation (article 13A)180
6. (d) dealing in investments as principal (article 14);125
7. (e) dealing in investments as agent (article 21);125
8. (ea) bidding in emissions auctions (article 24A);125
9. (f) arranging (bringing about) deals in investments (article 25(1));125
10. (g) making arrangements with a view to transactions in investments (article 25(2)); 125
11. (ga) arranging (bringing about) regulated mortgage contracts (article 25A(1) and (2A)143); 125
12. (gb) making arrangements with a view to regulated mortgage contracts (article 25A(2));125
13. (gc) arranging (bringing about) a home reversion plan (article 25B(1));125
14. (gd) making arrangements with a view to a home reversion plan (article 25B(2));125
15. (ge) arranging (bringing about) a home purchase plan (article 25C(1));125
16. (gf) making arrangements with a view to a home purchase plan (article 25C(2));125
17. (gg) operating a multilateral trading facility (article 25D);125
18. (gga) operating an organised trading facility (article 25DA);172
19. (gh) arranging (bringing about) a regulated sale and rent back agreement (article 25E(1));125
20. (gi) making arrangements with a view to a regulated sale and rent back agreement (article 25E(2));125
21. (h) managing investments (article 37);125
22. (ha) assisting in the administration and performance of a contract of insurance (article 39A); 125
23. (i) safeguarding and administering investments (article 40); for the purposes of the permission regime, this is sub-divided into:125
    1. (i) safeguarding and administration of assets (without arranging);
    2. (ii) arranging safeguarding and administration of assets;
24. (j) sending dematerialised instructions (article 45(1));125
25. (k) causing dematerialised instructions to be sent (article 45(2));125
26. 133(l) [deleted]133
27. (m) [deleted]133
28. (ma) [deleted]133
29. [deleted]133
30. 133(na) managing a UCITS (article 51ZA);
31. 133(nb) acting as trustee or depositary of a UCITS (article 51ZB);
32. 133(nc) managing an AIF (article 51ZC);
33. 133(nd) acting as trustee or depositary of an AIF (article 51ZD);
34. 133(ne) establishing, operating or winding up a collective investment scheme (article 51ZE);
35. (o) establishing, operating or winding up a stakeholder pension scheme (article 52(a));125
36. (oa) providing basic advice on stakeholder products (article 52B); 125
37. (ob) establishing, operating or winding up a personal pension scheme (article 52(b));125
38. (p) advising on investments (except P2P agreements)160 (article 53(1)160); for the purposes of the permission regime, this 147includes:147:125
    1. (i) advising on investments (except pension transfers and pension opt-outs); and160
    2. 147(ii) advising on investments (except P2P agreements)160 in respect of pensions transfers and pension opt-outs;147
39. (pa) advising on P2P agreements (article 53(2));160125
40. (pb) advising on regulated mortgage contracts (article 53A);160125
41. (pc) advising on a home reversion plan (article 53B);160125
42. (pd) advising on a home purchase plan (article 53C);160125
43. (pe) advising on a regulated sale and rent back agreement (article 53D);160143
44. (pf) advising on regulated credit agreements for the acquisition of land (article 53DA);160147
45. (pg) advising on conversion or transfer of pension benefits (article 53E);160
46. (q) advising on syndicate participation at Lloyd's (article 56);125
47. (r) managing the underwriting capacity of a Lloyd's syndicate as a managing agent at Lloyd's (article 57);125
48. (s) arranging deals in contracts of insurance written at Lloyd's (article 58);125
49. (sa) entering into a regulated mortgage contract (article 61(1)125);
50. (sb) administering a regulated mortgage contract (article 61(2));125
51. (sc) entering into a home reversion plan (article 63B(1));125
52. (sd) administering a home reversion plan (article 63B(2));125
53. (se) entering into a home purchase plan (article 63F(1));125
54. (sf) administering a home purchase plan (article 63F(2));125
55. (sg) entering into a regulated sale and rent back agreement (article 63J(1));125
56. (sh) administering a regulated sale and rent back agreement (article 63J(2));125
57. (si) meeting of repayment claims (article 63N(1)(a));125
58. (sj) managing dormant account funds (including the investment of such funds) (article 63N(1)(b));125
59. (t) entering as provider into a funeral plan contract (article 59);125
60. (ta) providing information in relation to a specified benchmark;
61. (tb) administering a specified benchmark;
62. (tc) credit broking (article 36A);
63. (td) operating an electronic system in relation to lending (article 36H);
64. (te) debt adjusting (article 39D);
65. (tf) debt counselling (article 39E);
66. (tg) debt collecting (article 39F);
67. (th) debt administration (article 39G);
68. (ti) entering into a regulated credit agreement as lender (article 60B(1));
69. (tj) exercising, or having the right to exercise, the lender's rights and duties under a regulated credit agreement (article 60B(2));
70. (tk) entering into a regulated consumer hire agreement as owner (article 60N(1));
71. (tl) exercising, or having the right to exercise, the owner's rights and duties under a regulated consumer hire agreement (article 60N(2));
72. (tm) providing credit information services (article 89A);
73. (tn) providing credit references (article 89B);
74. (to) administering a benchmark (article 63S);185
75. (tp) seeking out, referrals and identification of claims or potential claims (article 89G);190
76. (tq) advice, investigation or representation in relation to a personal injury claim (article 89H);190
77. (tr) advice, investigation or representation in relation to a financial services or financial product claim (article 89I);190
78. (ts) advice, investigation or representation in relation to a housing disrepair claim (article 89J);190
79. (tt) advice, investigation or representation in relation to a claim for a specified benefit (article 89K);190
80. (tu) advice, investigation or representation in relation to a criminal injury claim (article 89L); and190
81. (tv) advice, investigation or representation in relation to an employment-related claim (article 89M);190

which is carried on by way of business and, except for (ta), (tb) and (to)185, relates to a specified investment applicable to that activity;185 or, in the case of (l), (m), (n) and (o), is carried on in relation to property of any kind;185 or, in the case of (tm) and (tn), is carried on in relation to information about a person's financial standing or, in the case of (tp), (tq), (tr), (ts), (tt), (tu) and (tv), is or relates to claims management services and is carried on in Great Britain190;125

1. (u) agreeing to carry on a regulated activity (article 64);

which is carried on by way of business and relates to a specified investment applicable to that activity or, in the case of (na), (nb), (nc), (nd), (ne)133 and (o), is carried on in relation to property of any kind.546828or, in the case of (tm) and (tn), is carried on in relation to information about a person's financial standing or, in the case of (tp), (tq), (tr), (ts), (tt), (tu) and (tv), is, or relates to, claims management services and is carried on in Great Britain190.125