credit information

188(in accordance with regulation 2 of, and the Schedule to, the Small and Medium Sized Business (Credit Information) Regulations):

1. (a) information relating to a loan made in sterling to the business, namely:
   1. (i) the start date of loan agreement;
   2. (ii) the date the loan is due to be fully repaid, has been fully repaid or enters default;
   3. (iii) the amount of the loan which is outstanding;
   4. (iv) the repayment period;
   5. (v) the repayment frequency;
   6. (vi) the full repayment amount;
   7. (vii) the number of missed payments; and
   8. (viii) details of any defaults and associated satisfactions;
2. (b) information relating to a credit card account denominated in sterling and held in the name of the business, namely:
   1. (i) the start date of the facility;
   2. (ii) the date the facility closed (if applicable);
   3. (iii) any outstanding balance;
   4. (iv) the agreed credit limit;
   5. (v) the number of missed payments;
   6. (vi) the number of cash advances;
   7. (vii) the value of cash advances; and
   8. (viii) details of any defaults and associated satisfactions;
3. (c) information relating to a current account denominated in sterling and held in the name of the business, namely the:
   1. (i) start date of the facility;
   2. (ii) date the facility closed (if applicable);
   3. (iii) current balance;
   4. (iv) minimum balance;
   5. (v) maximum balance;
   6. (vi) average balance;
   7. (vii) overdraft limit;
   8. (viii) total value of all payments into the account;
   9. (ix) total value of debits withdrawn from the account;
   10. (x) number of days in the month where the customer has exceeded its approved limit; and
   11. (xi) number of cheques or direct debts that have not been paid due to insufficient funds;
4. (d) where any of the information described in the preceding paragraph is provided:
   1. (i) business type indicator (e.g. limited liability company or non-limited business);
   2. (ii) business name and address;
   3. (iii) company registration number (if applicable);
   4. (iv) telephone number; and
   5. (v) VAT number (if applicable).