retirement interest-only mortgage

182an interest-only mortgage:

1. (1) which is not an interest roll-up mortgage;
2. (2) entry into which is restricted to older customers above a specified age; and
3. (3) under which the lender is not entitled to seek full repayment of the loan until the occurrence of one or more of the specified life events, unless the customer breaches their contractual obligations (including any obligation to pay interest during the term) in a way which allows the lender to terminate the agreement.