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article 3(1)(b) credit agreement

    118a credit agreement:

      1. (a) under which the person to whom the credit is provided is a consumer,
      1. (b) the purpose of which is to acquire or retain property rights in land or in an existing or projected building; and
      1. (c) which is not an MCD regulated mortgage contract.

    [Note: articles 3(1)(b) and 4(3) of the MCD]