risk concentration

23(in accordance with Article 2(19) of the Financial Groups Directive (Definitions)) all risk121exposures with a loss potential which is121 large enough to threaten the solvency or the financial position in general of the regulated entities in the financial conglomerate, whether121 such exposures are121 caused by counterparty risk/121credit risk, investment risk, insurance risk, market risk, other risks, or a combination or interaction of these risks.