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To access the FCA Handbook Archive choose a date between 1 January 2001 and 31 December 2004.

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advising on regulated mortgage contracts

    910the regulated activity, specified in article 53A of the Regulated Activities Order, which is in summary: advising a person if the advice:

      1. (a) is given to the person in his capacity as a borrower or potential borrower; and
      1. (b) is advice on the merits of his:
        1. (i) entering into a particular regulated mortgage contract; or
        1. (ii) varying the terms of a regulated mortgage contract entered into by him on or after 31 October 2004, or a legacy CCA mortgage contract entered into by him,130 in such a way as to vary his obligations under that contract.12