Single Market Directives (a) the Banking Consolidation Directive;18 (b) the Insurance Directives (within the meaning of paragraph 1 of Schedule 3 to the Act)49;18 (ba) the Reinsurance Directive;88 (c) 49 MiFID 49 ;18 (d) the Insurance Mediation Directive;18115 (e) 51349the UCITS Directive115; and115 18 115(f) AIFMD.