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SECN 12.2 Underlying exposure templates

SECN 12.2.1R

1The information referred to in SECN 11.3.1R(1) and SECN 11.3.2R must be made available using the following templates:

  1. (1)

    the template set out in SECN 12 Annex 2R for loans to private households secured by residential real estate, regardless of the purpose of those loans;

  2. (2)

    the template set out in SECN 12 Annex 3R for loans for the purposes of acquiring commercial real estate or secured by commercial real estate;

  3. (3)

    the template set out in SECN 12 Annex 4R for corporate underlying exposures, including underlying exposures to micro, small and medium-sized enterprises;

  4. (4)

    the template set out in SECN 12 Annex 5R for automobile underlying exposures, including loans and leases to legal or natural persons that are backed by automobiles;

  5. (5)

    the template set out in SECN 12 Annex 6R for consumer underlying exposures;

  6. (6)

    the template set out in SECN 12 Annex 7R for credit card underlying exposures;

  7. (7)

    the template set out in SECN 12 Annex 8R for leasing underlying exposures; and

  8. (8)

    the template set out in SECN 12 Annex 9R for underlying exposures that do not fall within any of the categories set out in (1) to (7).

SECN 12.2.2R

The information referred to in SECN 11.3.3R and SECN 11.3.4R must be made available using the following templates:

  1. (1)

    the templates set out in SECN 12.2.1R, as relevant to the underlying exposure type; and

  2. (2)

    the template set out in SECN 12 Annex 10R for non-performing exposure securitisations as referred to in SECN 11.3.4R.

SECN 12.2.3R

The information referred to in SECN 11.3.5R must be made available using the template set out in SECN 12 Annex 11R.