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  2. Point in time
    2020-01-01

PERG 6.2 Purpose of guidance

PERG 6.2.1GRP

The purpose of this guidance is to set out:

  1. (1)

    at PERG 6.5 the general principles; and

  2. (2)

    at PERG 6.6 the range of specific factors;

that the FCA regards as relevant in deciding whether any arrangement is a contract of insurance.

PERG 6.2.2GRP

This guidance includes (at PERG 6.7) a number of examples, showing how the factors have been applied to reach conclusions with respect to specific categories of business. Further examples may be published from time-to-time.