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PERG 12A.2 Purpose

1Q1. What is the purpose of these questions and answers (‘Q&As’) and who should be reading them?

The purpose of these Q&As is to help persons to consider whether they are carrying out regulated pensions dashboard activity and therefore whether they need authorisation or a variation of their Part 4A permission.

Q2. To what extent can we rely on these Q&As?

The answers given in these Q&As represent the FCA’s views but the interpretation of financial services legislation is ultimately a matter for the courts. If you have doubts about your position after reading these Q&As, you may wish to seek legal advice. The Q&As do not purport to be exhaustive and are not a substitute for reading the relevant legislation.