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  2. Point in time
    2006-02-01

MIGI 5.1 Introduction

MIGI 5.1.1G

You need to disclose certain information about your firm when you conduct mortgage or insurance mediation activity with or for customers. This is in line with Principle 7 (Communications with clients) (see Part I, Chapter 3), which requires you to pay due regard to the information needs of your clients and communicate information to them in a way that is clear, fair and not misleading.

MIGI 5.1.2G

This chapter covers the requirement in GEN 4 (see General Provisions (GEN)) that all authorised firms disclose their 'statutory status' in every letter (or electronic equivalent) sent to private customers. In addition, there are also specific requirements in MCOB (see Part II, Chapter 2.2) and ICOB (see Part III, Chapter 3.3) relating to what information mortgage and insurance intermediaries, respectively, have to disclose.