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  1. Point in time
    2012-10-01

MCOB 10 Annex 1 A guide to the substantively identical provisions of MCOB 10 and the Consumer Credit (Total Charge for Credit) Regulations 1980

G

This annex is intended as a reference aid for firms familiar with the existing consumer credit legislation regarding the calculation of the APR. This chapter is drafted to be substantively identical to this legislation (the primary differences being the adoption of FSA handbook terminology and the substitution of different internal references). The table gives the appropriate cross-reference for requirements in this chapter and the Total Charge for Credit Regulations.

Substantively Identical Provisions

MCOB 10

Total Charge for Credit Regulations

10.3.1R and 10.3.1A R1

Regulation 7

10.3.3R

Regulation 2

10.3.4R

Regulation 6A

10.3.5R

Regulation 11

10.3.6R

Regulation 12

10.3.7R

Regulation 13

10.3.8R(3)

Regulation 14

10.3.9R

Regulation 15

10.3.10R

Regulation 15A

10.3.11R

Regulation 16

10.3.12R

Regulation 17

10.3.13R

Regulation 18

10.4.1R

Regulation 3

10.4.2R

Regulation 4

10.4.4R

Regulation 5