MCOB 10 Annex 1 A guide to the substantively identical provisions of MCOB 10 and the Consumer Credit (Total Charge for Credit) Regulations 1980
This annex is intended as a reference aid for firms familiar with the existing consumer credit legislation regarding the calculation of the APR. This chapter is drafted to be substantively identical to this legislation (the primary differences being the adoption of FSA handbook terminology and the substitution of different internal references). The table gives the appropriate cross-reference for requirements in this chapter and the Total Charge for Credit Regulations. |
Substantively Identical Provisions |
|
MCOB 10 |
Total Charge for Credit Regulations |
10.3.1R and 10.3.1A R1 |
Regulation 7 |
10.3.3R |
Regulation 2 |
10.3.4R |
Regulation 6A |
10.3.5R |
Regulation 11 |
10.3.6R |
Regulation 12 |
10.3.7R |
Regulation 13 |
10.3.8R(3) |
Regulation 14 |
10.3.9R |
Regulation 15 |
10.3.10R |
Regulation 15A |
10.3.11R |
Regulation 16 |
10.3.12R |
Regulation 17 |
10.3.13R |
Regulation 18 |
10.4.1R |
Regulation 3 |
10.4.2R |
Regulation 4 |
10.4.4R |
Regulation 5 |