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  1. Point in time
    2020-12-29

ICOBS 6A.4 Travel insurance and medical conditions

Application

ICOBS 6A.4.1R

1This section applies in relation to a travel insurance policy, which is not:

  1. (1)

    a group policy; or

  2. (2)

    a policy entered into by a commercial customer.

Purpose

ICOBS 6A.4.2G

1The purpose of this section is to improve access for consumers to travel insurance policies that include cover for more serious medical conditions.

Medical cover firm directory

ICOBS 6A.4.3R
  1. (1)

    1A firm must include the details of a medical cover firm directory on the page of its website where it markets travel insurance policies.

  2. (2)

    The information required by (1) must:

    1. (a)

      be provided in a prominent, clear and accurate manner; and

    2. (b)

      include the contact details of the medical cover firm directory, including its telephone number and a link to its website;

  3. (3)

    The obligations in (1) and (2) apply 30 calendar days from the date on which the firm becomes aware (or ought reasonably to have become aware) of a publicly available directory that meets the requirements of a medical cover firm directory.

ICOBS 6A.4.4G

1The FCA’s website contains a list of those directories which it considers to be medical cover firm directories.