Reset to Today

To access the FCA Handbook Archive choose a date between 1 January 2001 and 31 December 2004.

Content Options:

Add to favourites

View Options:

More Resources:

External link Handbook Publications

Alternative versions

  3. Point in time
    2015-12-01

CONC 3.4 Risk warning for high-cost short-term credit

[Note: Until the end of 30 June 2014, transitional provisions apply to CONC 3.4: see CONC TP 31]

Risk warnings

CONC 3.4.1RRP
  1. (1)

    A firm must not communicate or approve for communication a financial promotion in relation to high-cost short-term credit, unless it contains the following risk warning:

    “Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk”.

  2. (2)

    [deleted]2

  3. (3)

    Instead of the website address in paragraph (1), a firm may include the Money Advice Service’s logo registered community trade mark number EU009695909.

  4. (4)

    The risk warning must be included in a financial promotion in a prominent way.

CONC 3.4.2GRP

The Money Advice Service has granted a licence to use the logo referred to in CONC 3.4.1R (3) for the purposes of that rule.1 The terms of the licence are available from the Money Advice Service.

1