COB 1.11 1Application of COB in relation to deposits

2.5.5R

Exclusion of liability

Y (distance contract only)

Y (distance contract only)

2.6

General provisions related to distance marketing

Y (distance marketing only)

Y (distance marketing only)

3.5.5R to 3.5.7R, 3.8.4R to 3.8.5E

Financial promotions

Y

Y

3.8.8R, 3.8.11R, 3.8.15R

Specific non-real time financial promotions

Y (if the financial promotion relates to a structured deposit)

Y (if the financial promotion relates to a structured deposit)

3.9.6R(1), 3.9.7AR and 3.9.8R

Direct offer financial promotions

Y

X

3.9.21R3

Direct offer financial promotions3

Y3

X3

3.9.30R3

Direct offer financial promotions3

Y (cash deposit CTFs only)3

X3

6.1.4R, 6.1.5R, 6.2.2R, 6.4.13R, 6.5.2R(2), 6.5.3R3

Product disclosure

Y

X

6.5.42R3

Product disclosure3

Y (cash deposit ISAs only)3

X3

6.5.42AR3

Product disclosure3

Y (cash deposit CTFs only)3

X3

6.4.25R

Pre-contract information when entering into a distance contract for accepting deposits

X

Y (distance contract only)

6.4.27R to 6.4.31R

Exemptions for telephone sales; certain other means of distance communication; and successive operations

Y (distance contract and other telephone sales only)

Y (distance contract only)

6.5.40R(7)3

Product disclosure3

Y (cash deposit CTFs only)3

X3

6.7.7R(1), 6.7.17R, 6.7.18R, 6.7.21R

Cancellable contracts

X

Y (distance contract only)

6.7.7R(3)

Cancellable contracts

Y

X

6.7.10R(2), 6.7.10AR, 6.7.11R

Cancellation period

Y

Y (distance contract only)

6.7.42R to 6.7.48R

Exercising the right to cancel

Y

Y (distance contract only)

6.7.51R to 6.7.53R

Effects of, and obligations on, cancellation

Y

Y (distance contract only)

6.7.52AR3

Effects of, and obligations on, cancellation3

Y (cash deposit CTFs only)3

X3

Notes:

(1) Those rules marked with "X" do not apply; those marked with "Y" do apply.

(2) This Table lists rules imposing obligations. It does not list all application rules, exemptions, transitional rules or guidance.

4(3) This table does not deal with the application of COB in relation to personal pension deposits.