COB 1.11 1Application of COB in relation to deposits

2.5.5R

Exclusion of liability

Y (distance contract only)

Y (distance contract only)

2.6

General provisions related to distance marketing

Y (distance marketing only)

Y (distance marketing only)

3.5.5R to 3.5.7R, 3.8.4R to 3.8.5E

Financial promotions

Y

Y

3.8.8R, 3.8.11R, 3.8.15R

Specific non-real time financial promotions

Y (if the financial promotion relates to a structured deposit)

Y (if the financial promotion relates to a structured deposit)

3.9.6R(1), 3.9.7AR and 3.9.8R

Direct offer financial promotions

Y

X

3.9.21R3

Direct offer financial promotions3

Y3

X3

3.9.30R3

Direct offer financial promotions3

Y (cash deposit CTFs only)3

X3

6.1.4R, 6.1.5R, 6.2.2R, 6.4.13R, 6.5.2R(2), 6.5.3R3

Product disclosure

Y

X

6.5.42R3

Product disclosure3

Y (cash deposit ISAs only)3

X3

6.5.42AR3

Product disclosure3

Y (cash deposit CTFs only)3

X3

6.4.25R

Pre-contract information when entering into a distance contract for accepting deposits

X

Y (distance contract only)

6.4.27R to 6.4.31R

Exemptions for telephone sales; certain other means of distance communication; and successive operations

Y (distance contract and other telephone sales only)

Y (distance contract only)

6.5.40R(7)3

Product disclosure3

Y (cash deposit CTFs only)3

X3

6.7.7R(1), 6.7.17R, 6.7.18R, 6.7.21R

Cancellable contracts

X

Y (distance contract only)

6.7.7R(3)

Cancellable contracts

Y

X

6.7.10R(2), 6.7.10AR, 6.7.11R

Cancellation period

Y

Y (distance contract only)

6.7.42R to 6.7.48R

Exercising the right to cancel

Y

Y (distance contract only)

6.7.51R to 6.7.53R

Effects of, and obligations on, cancellation

Y

Y (distance contract only)

6.7.52AR3

Effects of, and obligations on, cancellation3

Y (cash deposit CTFs only)3

X3

Notes:

(1) Those rules marked with "X" do not apply; those marked with "Y" do apply.

(2) This Table lists rules imposing obligations. It does not list all application rules, exemptions, transitional rules or guidance.