Latest News, Updates and Changes
third party verifier
This piece of Handbook content was changed by an instrument this month.
Effective Date: 1st November 2024
third party verifier
118 has the meaning in regulation 3(1) of the Securitisation Regulations 2024 .
FUND 3.5 Investment in securitisation positions
This piece of Handbook content was changed by an instrument this month.
Effective Date: 1st November 2024
FUND 3.5 Investment in securitisation positions
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SYSC 25 Annex 1 Examples of the business activities and functions of an SMCR firm
This piece of Handbook content was changed by an instrument this month.
Effective Date: 1st November 2024
SYSC 25 Annex 1 Examples of the business activities and functions of an SMCR firm
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CONC 5.5A Creditworthiness assessment: P2P agreements
This piece of Handbook content was changed by an instrument this month.
Effective Date: 4th November 2024
CONC 5.5A Creditworthiness assessment: P2P agreements
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CONC 5.2A Creditworthiness assessment
This piece of Handbook content was changed by an instrument this month.
Effective Date: 4th November 2024
CONC 5.2A Creditworthiness assessment
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Changes to EG numbering
Publish Date: 25th April 2016
In FCA 2016/9 we renumbered all the provisions of the Enforcement Guide. We did this so that we could convert EG from a PDF to web pages meaning that users not only have the full suite of tools on the…
CONC App 1.2 Total charge for credit rules for other agreements
This piece of Handbook content was changed by an instrument this month.
Effective Date: 4th November 2024
CONC App 1.2 Total charge for credit rules for other agreements
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Change of sender address for FCA Handbook website update alerts
Publish Date: 1st August 2015
FCA Handbook website users should note that if they have set up a My FCA account online to receive alerts when sections of the FCA Handbook website which are of interest to them update, this alert wil…
MCOB 14.1 Handbook provisions which apply in respect of MCD article 3(1)(b) credit agreements
This piece of Handbook content was changed by an instrument this month.
Effective Date: 4th November 2024
MCOB 14.1 Handbook provisions which apply in respect of MCD article 3(1)(b) credit agreements
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CONC 6.7 Post contract: business practices
This piece of Handbook content was changed by an instrument this month.
Effective Date: 4th November 2024
CONC 6.7 Post contract: business practices
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CONC 7.3 Treatment of customers in or approaching arrears or in default (including repossessions): lenders, owners and debt collectors
This piece of Handbook content was changed by an instrument this month.
Effective Date: 4th November 2024
CONC 7.3 Treatment of customers in or approaching arrears or in default (including repossessions): lenders, owners and debt collectors
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CONC 7.6 Exercise of continuous payment authority
This piece of Handbook content was changed by an instrument this month.
Effective Date: 4th November 2024
CONC 7.6 Exercise of continuous payment authority
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CONC 7.1 Application
This piece of Handbook content was changed by an instrument this month.
Effective Date: 4th November 2024
CONC 7.1 Application
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CONC 1.1 Application and purpose
This piece of Handbook content was changed by an instrument this month.
Effective Date: 4th November 2024
CONC 1.1 Application and purpose
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CRR firm
This piece of Handbook content was changed by an instrument this month.
Effective Date: 1st November 2024
CRR firm
281 (1) (for the purposes of SYSC ) a UK bank , building society , and a UK designated investment firm . (2) (in SECN ) has the meaning given in Article 4(1)(2A) of the UK CRR .
total amount of credit
This piece of Handbook content was changed by an instrument this month.
Changes to this piece of Handbook content became effective this month.
Effective Date: 1st May 2024
total amount of credit
(1) (in CONC and SUP 16 Annex 21R 117 ) the credit limit or the total sums made available under a regulated credit agreement . (2) (in MCOB ) the ceiling or the total sums made available under an MCD…
overdraft facility
This piece of Handbook content was changed by an instrument this month.
Changes to this piece of Handbook content became effective this month.
Effective Date: 1st May 2024
overdraft facility
(1) (in CONC App 1.2 and SUP 16 Annex 21R 115 ) an explicit agreement whereby a lender makes available to a borrower funds which exceed the current balance in the borrower's current account . (2) (in…
current account
This piece of Handbook content was changed by an instrument this month.
Changes to this piece of Handbook content became effective this month.
Effective Date: 1st May 2024
current account
(in CONC App 1 and SUP 16 Annex 21R 280 ) an account under which the customer may, by means of cheques or similar orders payable to the customer or to any other person or by any other means, obtain or…
FEES 5.5B Case fees
This piece of Handbook content was changed by an instrument this month.
Effective Date: 1st April 2025
FEES 5.5B Case fees
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FEES 4 Annex 1A FCA activity groups, tariff bases and valuation dates
This piece of Handbook content was changed by an instrument this month.
Effective Date: 1st April 2025
FEES 4 Annex 1A FCA activity groups, tariff bases and valuation dates
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